Insurance
Why do life insurance premiums go up?
17 May
There are 3 key reasons why your life insurance premiums go up from year to year. While you canât control all of them, you may be able to take steps to lower the cost of your cover. 1. Factors that you control The cost of cover...[Read More]
Rental rights you didnât know you had
11 May
Homeownership in Australia is becoming increasingly unattainable for many, resulting in a surge in the number of renters. Tenants face numerous challenges, such as limited rental properties, high rents, and poor-quality housing stock. If youâre a...[Read More]
Take control of choosing your life insurance
10 May
Before you get life insurance, talk through these 6 questions with your financial adviser. That way youâll have a clear picture of what youâre buying. 1. What types of cover do I need? Deciding what you need to be covered for is...[Read More]
Protecting you against inflation
4 May
Indexation is an automatic increase to the amount of insurance cover you have, to make sure the value of your cover is not eroded by the impacts of inflation. The reason indexation is offered at every policy anniversary is so that youâll always...[Read More]
Widow of AFL great calls for better concussion support
26 April
The loved ones of concussed AFL players have shared heartbreaking stories of tragedy and loss while calling on the league to provide more support after head injuries. Speaking at a senate inquiry into concussions on Wednesday, widow Anita Frawley...[Read More]
AFL culture around concussion must change, inquiry told
26 April
The Australian Football League must introduce a policy around chronic traumatic encephalopathy (CTE) and change its culture around concussions to better protect players, experts have told an inquiry. About 80 players are diagnosed with concussion...[Read More]
Trauma cover â top 3 things to know
19 April
Trauma cover is all about supporting your recovery from a serious illness â helping you afford the treatment of your choice and allowing you to make necessary changes to your lifestyle. When youâre looking at trauma cover, there are 3 key...[Read More]
Difference between general and personal advice
12 April
With something as important as life insurance, you want to know youâre making the right decisions for yourself and your loved ones. But how can you be sure when there are so many variables and options? General advice and personal advice can...[Read More]
The multifaceted roles of Financial Advisers today
30 March
Most people view financial advisers as investment managers whose job is primarily to select investments and ensure their clients get a certain level of returns. However, the role of a financial adviser goes far beyond this conventional notion. These...[Read More]
Easy way to top up your life insurance
29 March
Your cover is designed to be flexible As your life changes and your responsibilities expand, your life insurance should expand with it. And if youâre thinking that sounds like a lot of effort, think again. Most policies allow you to increase...[Read More]
What Does Protecting Your Family Entail?
23 March
Protecting oneâs family is a vital aspect of parenting, and every parent has their own unique ideas about what it means to keep their loved ones safe. As a parent, you feel the need to protect and keep your children safe, especially in the early...[Read More]
Income protection 101
22 March
Thereâs not much you can do without an income. In monetary terms, your ability to earn an income is your biggest asset by far â which is why income protection is so important. When youâre protecting your biggest asset, there are 3 things...[Read More]
Concussion class action could be $1b headache for AFL
15 March
Injured football players are seeking up to $1 billion in compensation from the AFL in a landmark class action over the âserious damageâ caused by concussion. The action, lodged by Margalit Injury Lawyers in Victoriaâs Supreme Court, is on...[Read More]
Total and permanent disability (TPD) cover 101
8 March
A permanent disability will change what the rest of your life looks like. It can also make life much more expensive in terms of medical care and home modifications â which is why Total and Permanent Disability (TPD) cover is so valuable. When...[Read More]
The insiderâs advantage
1 March
The biggest advantage every policyholder should know Once youâve taken out fully-underwritten life insurance, your policy terms and conditions cannot be reduced and your policy canât be cancelled by an insurer. In fact, once youâre covered,...[Read More]